Information About Best Car Insurance Discounts

Getting great car insurance isn’t easy. Even if you only have positive things to say about your current insurance provider, you’re paying more than you should for your coverage.

The cost of car insurance doesn’t just fall on your shoulders. You’re likely paying more than you should for your coverage to make sure you’re getting the best bang for your buck. This is why it’s so important to keep your eyes peeled for insurance discounts, loyalty programs, and other car insurance perks. Here’s a look at some of the best car insurance discounts available and how you can take advantage of them.

Safety Discounts

One of the best ways to save money on your car insurance is to keep your car in top running condition. One of the easiest ways to do this is by getting a good, comprehensive vehicle inspection. This will find any faults with your car that may cause problems down the line. Some companies offer discounts on their basic coverage if you’ve recently had your vehicle inspected. If you’re willing to go above and beyond, you can save up to 15% on some insurance plans if you have safety features like airbags and anti-lock brakes installed in your vehicle. You can even get an additional 20% discount for owning a car that’s fully paid off!

Discounts for Students & Young Drivers

Insurance companies understand that young people are less experienced drivers and are more likely to be involved in an accident than someone older with more experience. In most cases, as soon as you graduate from high school or college, institutions will raise your premiums when you turn 25 years old because they consider 25-year-olds “high-risk drivers” (by which they mean high risk for accidents). Learn more about how to save money by checking out our guide to getting car insurance for young drivers.

Safety Ratings & Discounts

Many insurance companies are now offering discounts for newer cars. These is the vehicle’s safety feature that come with more recent vehicles. For example, if you buy a new car today, it will probably have more advanced safety features and anti-lock brakes than a much older car. This can make the difference between a cheap and expensive quote depending on your location and what type of coverage you’re looking for.